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Bankruptcy Tools

Preparing to Meet with Your Bankruptcy Attorney

1. Do you have loans that are “secured” with your property? Yes / No
Examples of secured loans are your mortgage and your car loan.

2. Do you have debts that are exceptions to discharge? Yes / No
Examples of debts that are not dischargeable are student loans and child support. Note: Some debts that are not dischargeable in a Chapter 7 bankruptcy may be dischargeable in a Chapter 13 bankruptcy. An experienced bankruptcy practitioner can help you determine whether certain debts will be discharged in a Chapter 13 case.

3. Are you past due on your mortgage or car payments? Yes / No

4. Do you anticipate incurring additional debt in the near future? Yes / No

5. Have you filed bankruptcy within the last eight years? Yes / No

6. Are some of your debts “cosigned” or guaranteed by others? Yes / No

7. Do you have any debts to family members or close friends? Yes / No
You must list those debts on your bankruptcy schedules because all of your debts must be listed.

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Skelton Law Racing Series
Skelton Law Racing

The Law Office of Mark A. Skelton founded and sponsors a series of trail and road running events in East Tennessee called the Skelton Law Racing Series. Attorney Mark Skelton also serves as the race director for all the races.

Contact the Firm

The Law Office of Mark A. Skelton
121 South Depot Street
Rogersville, TN 37857

Phone: 423-546-0118
Toll Free: 888-899-5564
Fax: 423-272-0712
Map and Directions