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Stop Foreclosure Lawyer in Hawkins County, Tennessee

Anybody can fall into tough financial times — job loss, hospitalization, the loss of a family member — that can cause an otherwise financially secure individual to lose control.

If you have fallen behind on your mortgage payments, your lender may take steps to commence foreclosure proceedings. While you certainly don't want to lose your home, you may have questions about your options and hesitations about filing bankruptcy. Is foreclosure inevitable based on your financial situation? Or should you fight to keep your home and stop foreclosure?

At the Law Office of Mark A. Skelton, we can help identify your options based on your current financial circumstances. If you want to keep your home, filing Chapter 13 bankruptcy may be your best option. Schedule a free consultation with a stop foreclosure attorney in Hawkins County, Tennessee to learn more.

How Chapter 13 Bankruptcy Can Stop Foreclosure

When you file Chapter 13 bankruptcy, an automatic stay goes into effect that immediately stops foreclosure proceedings. An automatic stay also stops creditor harassment, wage garnishment, and auto repossession.

In Chapter 13 bankruptcy, a repayment plan spanning three to five years is established, allowing debtors to repay some or all debt interest-free. Debtors are usually allowed to keep their assets if filing Chapter 13 bankruptcy — including their homes.

Chapter 7 bankruptcy does not stop foreclosure, but it can buy you time in which to come up with a plan to keep your home.

Contact a Kingsport Chapter 7 and 13 Bankruptcy Attorney

Learn more about using Chapter 13 bankruptcy to avoid mortgage foreclosure. Contact our law firm in Rogersville online or by telephone at 888-899-5564 to schedule an appointment with an experienced East Tennessee bankruptcy lawyer. We offer a free office initial consultation. In addition to regular business hours, we are available evenings and weekends by appointment at our Rogersville office.

Skelton Law Racing Series
Skelton Law Racing

The Law Office of Mark A. Skelton founded and sponsors a series of trail and road running events in East Tennessee called the Skelton Law Racing Series. Attorney Mark Skelton also serves as the race director for all the races.

Contact the Firm

Law Office of Mark A. Skelton
121 South Depot Street
Rogersville, TN 37857

Phone: 423-546-0118
Toll Free: 888-899-5564
Fax: 423-272-0712
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